You've probably heard the commercials on radio or TV talking about home title theft. A person obtains a blank quit-claim deed on your home, then forges your name onto the deed. They then file it in the county where your home is located. After that they can borrow against your home's equity, sell the home, etc. Then it's weeks until you figure out you lost your home.
This type of pitch is out there in radio and TV, selling home title lock protections. Prices vary, but $80 per year for a million dollars in protection is the common pitch.
What are the odds this would ever happen? What are the odds this insurance policy would ever pay out?
After checking several resources on this matter, there's one thing I can say for sure. It is HARD and RARE that this event happens. It is TRUE that anyone can forge your name onto any document, including a deed to try and convey title to the forger. This forged deed can be filed in public re...